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1 East Broward Blvd., Suite 700
Fort Lauderdale - FL 33301
Build Business Credit
Highlights
- completely separate from personal credit
- stop funding your business with your personal credit
- NO PERSONAL GUARANTEE
- NO COLLATERAL
- NO NEED TO BE U.S. CITIZEN
- CAN BE DONE WITH ITIN NUMBER
- allows multiple credit profiles
- ANY LLC, PA, S-CORP, C-CORP
- NEW OR PREVIOUSLY ESTABLISHED
- QUALIFY FOR up to $150K IN CREDIT CARDS WITH EIN ONLY
- much higher credit limits
- BETTER 0% APR OFFERS
- MAXED OUT CARDS DO NOT AFFECT SCORES
- qualify for auto loans
- CAN BE SOLD and transferred
- tax deductible
- EXPAND YOUR BUSINESS
- ASSIGNED BUSINESS CREDIT ADVISOR
- 5 TO 7 MONTHS PROCESS
- FREE BUSINESS CREDIT CONSULTATION
What is Business Credit?
Personal Credit is reported by the credit bureaus such as Experian, Equifax and Transunion. Business Credit is your business credit profile which is reported by business credit bureaus such as Duns and Bradstreet, Experian Business and Equifax Business.
Build Business Credit Strictly through your EIN
Business Credit can be used in addition to your Personal Credit and they are meant to remain separate. Just as your personal credit is built through your social security number and date of birth, we build your business credit strictly through your EIN (Employer Identification Number). We don’t even ask for your Social Security Number.
This process works for all established companies: L.L.C., P.A., S-Corp and C-Corp. It does not matter if your company was established yesterday or if it has years in business. It does not matter if you are profitable, not profitable or if you even have not ever filed company taxes. In fact, you can open a company just for the purpose of establishing business credit with us. There is no limit on how many companies you can own.
You do not need to be a U.S. Citizen in order to build business credit. Any company in the U.S. can be established with an ITIN (Individual Tax Payer Number). An ITIN is a tax processing number issued by the Internal Revenue Service. The IRS issues ITINs to individuals who are required to have a U.S. taxpayer identification number but who do not have, and are not eligible to obtain, a Social Security number (SSN) from the Social Security Administration.
Main Benefits of Business Credit
If you currently have a business credit card, chances are you are the personal guarantor on it. We build your business credit so that none of your store and business credit cards have you as their personal guarantor. Meaning if your business were to fail, your personal credit and your assets are protected.
Additionally, the business credit scoring system is completely different than personal credit FICO scores. Maxed out credit cards do not affect your company, creditors only want to know you have in fact paid your last bill on time. This allows you to fund your business (and carry your balances) with your business credit profile instead of your personal credit, keeping your debt to income ratio low.
You are also allowed a higher credit limit since business creditors understand your business has more need for cash flow. Offers for businesses are also much better than offers for personal credit.
You may qualify for auto loans under your business, which also keeps your debt to income ratio low.
Your business credit may be sold or transferred as in fact, it belongs to the business. And you guessed it – a business with established credit is an asset.
focus on growth
How We Help
How It Works & How We Do It
Our Proven System allows you to build your business credit from the ground up by establishing a financial relationship with our featured creditors. After years in the business we know which creditors report to the business credit bureaus and which ones do not. You also need a healthy mix of accounts and a complete credit profile with all three business credit bureaus.
We accomplish in 5-7 months what takes the average business owner anywhere from 2-5 years to develop (per SBA stats).
OUR KNOWLEDGE
CREDIT strategy
CREDIT RELATIONSHIPS
OUR TECHNOLOGY
OUR EXPERTISE
STEP-BY-STEP PROVEN SYSTEM
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Our Proven System Consists of 6 STEPS:
STEP 1: The Foundation
A business presence is a necessity. And even more important is establishing it correctly. The majority of business owners miss important details when establishing a reliable presence.
STEP 2: Establishing Business Credit
We correctly create your credit profile where you need it. We also update and fix all credit errors if there are any.
STEP 3: Start Building Tier 1 Tradelines
Which creditors report? How do they report? What type of accounts do you need? Which purchases should you make, if any? On step 3 we guide you through establishing credit with Tier 1 creditors.
STEP 4: Start Building Tier 2 Tradelines
Which creditors report? How do they report? What type of accounts do you need? Which bureaus should they report to? On step 3 we guide you through establishing credit with Tier 2 creditors.
STEP 5: Start Building Tier 3 Tradelines
Which creditors report? How do they report? What type of accounts do you need? We show you how to optimize the purchases you are already making. On step 3 we guide you through establishing credit with Tier 1 creditors.
STEP 6: Get Approved for Unsecured Credit Cards with no Personal Guarantee
Our main goal is for your business to have enough unsecured cash flow to help it succeed. By the end of the program you will be able to qualify for up to $150k in unsecured credit cards (Visa, Mastercard and American Express).
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our clients
Industries That We Serve
We are happy to help small and mid-sized businesses expand by getting the cash flow they need without any collateral.
Entrepreneurs
Marketers, Videographers, Photographers, Drivers, Graphic Designers, Hairstylists, Consultants all have something in common. They work hard for their money. Our proven process allows their money to work hard for them.
Real Estate Industry and Brokerages
We gladly help Realtors, Brokers, Mortgage Loan Officers, Appraisers, Inspectors and all real estate self-employed professionals expand their investment portfolio by building their business credit.
Retailers
Our work allows retailers to expand their stores, expand their line, add inventory, hire more employees all while enjoying financial freedom with no risk.
Health Consultants and Trainers
Personal trainers, Life Coaches, Mental Health Professionals all have benefited from our Business Credit Building Program as they strive to provide their clients with better service and love marketing their individual approach to their clientele.
Construction Companies
Quite often construction company owners, landscapers and interior designers carry all the financial risk through their personal credit. We help them change that.
And Many More
We have books filled with Professionals we have helped throughout the years. Let us be part of your business success story.
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Schedule a 20-30 Min Consultation with Us
We help you see your financial options, discover opportunities you may never have imagined and achieve results that bridge what is with what can be.